If you are one of the lucky people that are going out to buy a new, greener car, then before you buy there are a few things you should consider about safety. Not only will safety make you safer, there is another reason to have a safe car. Having a safe car will lower your car insurance costs. So, what is it that makes a car safe?

First of all look for electronic stability control or ESC. This is designed to monitor the path your car is traveling and if you seem to be going off of that path, it will either apply the brakes or reduce the power to the engine. Insurance companies like the ESC because it lessens the chances of an accident due to the drivers negligence.

Side impact airbags are a great way to protect you and your passengers in the event of a side impact crash. With a side impact crash, death is more likely because there is nothing in between the person and the moving vehicle except for the door panel. Without something to absorb the energy of the impact that energy is going to hit the person. With a side impact airbag, the force of the impact is absorbed by the airbags themselves, and the passenger has a higher likelihood of survival, which is why insurance companies love them so much.

Insurance companies also like antilock brake systems. These systems help your brakes to work at times when your wheels lock up, like when braking on a slick surface. By pumping the brakes rapidly the antilock brakes will help you to stop. This ability to stop a car whose wheels have locked up is important to the safety of the driver and passengers.

Insurance companies love gadgets that help to reduce their risk. If you can afford a car with the latest in safety gadgets, chances are your insurance costs will be lowered. If you cant get all of the bells and whistles, then just make sure that you can cover these three. Your safety level will rise, and your insurance cost will lower.

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